The Role of Insurance in Personal Injury Cases

Insurance companies take money out of the pockets of Hawai‘i residents month after month in the form of insurance premiums. But when a person suffers a serious injury, the insurance companies often act as if the insured has not given them one dime over the years. To battle these insurance companies, you need an experienced and dedicated personal injury attorney on your side.

Our Experienced Attorneys

The personal injury attorneys at Galiher DeRobertis & Waxman know the ins-and-outs of the insurance business in Hawai‘i. When you are involved in a serious accident, you should immediately contact our experienced personal injury law firm with decades of experience battling the insurance companies. When you or a loved one is injured by the actions of others, the insurance company will routinely contact you immediately. Talk to one of the veteran attorneys at Galiher DeRobertis & Waxman before talking with the insurance company representative, also known as a claims adjuster.

The Claims Adjuster Works for the Insurance Company — Not You

The claims adjuster is responsible for processing and handling your claim. However, beware because the claims adjuster represents the insurance company’s interests, not your interests. The goal of the claims adjuster is to keep costs low (and profits high for the insurance company); whereas your goal is to obtain the best and fairest settlement possible. Again, remember that insurance companies seek to minimize the amount of money paid for medical care, wage loss, permanent physical disability or disfigurement, and for your pain and suffering.

We Maximize Financial Recovery

With decades of cumulative experience in battling the insurance companies, the personal injury attorneys at Galiher DeRobertis & Waxman know how to maximize your case. We advise our clients not to provide detailed information to the claims adjuster about the accident or your injuries. If you provide the claims adjuster with these details prior to speaking with experienced and trusted attorneys, you may adversely affect your ability to be reasonably compensated.

The insurance company maintains complete exclusive control over the resolution of a claim. When a lawsuit is filed, the insurance company will hire an attorney to defend the negligent party—and its own financial interests. The insurance companies have highly experienced people working for them. It is essential that you should have someone with even more experience in your corner. If you have been injured as a result of the conduct of another, immediately contact us at (808) 597-1400 for a free case evaluation.